Employer pension
match calculator
Your employer might be willing to put more money into your pension than they currently are. Most people never check. Find out how much free money you're leaving on the table.
Employer match check
See if you're leaving free money on the table every month.
Career projection
Project the difference over your full career with compound growth.
Instant 100% return
No investment on earth gives you an instant 100% return. Your employer match does.
UK minimums (auto-enrolment)
Qualifying earnings
Qualifying earnings
Qualifying earnings
Common questions
What is auto-enrolment?
UK employers must automatically enrol eligible employees into a workplace pension. The minimum is 5% employee contribution and 3% employer contribution (8% total). Many employers offer to match higher contributions.
How do I find my employer's match policy?
Log into your workplace pension portal or ask your HR team. Many employers will match up to 5-6% but employees don't realise because they never check.
Does increasing my contribution reduce my take-home pay?
Yes, but by less than you'd think. Your pension contributions get tax relief, so a £100 increase to your contribution only reduces your take-home by around £68-80 depending on your tax band.
Do this today
- Log into your pension portal
- Check your employer's matching policy
- Increase your contribution to meet the match
- Ask HR about salary sacrifice options
- Check if your employer passes on NI savings
Employer not meeting their pension obligations?
If your employer isn't contributing what they should, or you've been opted out without consent, we'll help you escalate it.
Start your free complaintRelated
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