Bank Fees
Calculator
Calculate how much you may be able to reclaim in unfair bank charges. Overdraft fees, returned payments, and more.
All Charge Types
Overdrafts, late fees, account charges, and more.
FCA Compliant
Based on financial conduct rules and fairness principles.
Instant Estimate
Calculate what you may be owed in seconds.
Typical Bank Charges
Common Questions
Which bank charges can I reclaim?
You may be able to reclaim charges that were unfair, weren't properly disclosed, or were applied when you were in financial difficulty. This includes excessive overdraft fees, hidden charges, and fees applied incorrectly.
How far back can I claim?
You can generally claim for charges going back 6 years. Keep records of all charges you've paid if possible.
What if my bank refuses?
If your bank rejects your complaint, you can escalate to the Financial Ombudsman Service for free within 6 months of the bank's final response.
Bank Won't Refund?
NoReply can help you write a formal complaint and escalate to the Financial Ombudsman if needed.
Reclaim Your Charges