Hidden commission
checker
Was your broker paid a secret commission? Generate a disclosure request letter for insurance, mortgages, or car finance.
Supreme Court Backed
Based on the landmark Johnson v FirstRand (2025) Supreme Court ruling on secret commissions.
All Financial Products
Works for car finance, insurance, mortgages, loans, and credit cards.
Ready to Send
Generates a complete letter you can copy and send immediately.
Commission Disclosure Request Generator
Generate a letter asking your financial provider to disclose any hidden commissions.
Products to Check
Common questions
What is a hidden commission?
It’s a payment made by a lender to a broker for arranging your finance, often without your knowledge. It can inflate the interest rate you pay.
What did the Supreme Court rule?
On 1 August 2025, the Supreme Court ruled in Johnson v FirstRand that failing to properly disclose commission arrangements can make the lending relationship unfair and unlawful, entitling the borrower to redress.
Can I claim compensation?
Yes, if commission was paid without your informed consent and it increased your costs, you may be entitled to the difference. The FCA is running a review of motor finance commissions.
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