Hidden Commission
Checker
Was your broker paid a secret commission? Generate a disclosure request letter for insurance, mortgages, or car finance.
Supreme Court Backed
Based on the landmark Johnson v FirstRand (2024) ruling on secret commissions.
All Financial Products
Works for car finance, insurance, mortgages, loans, and credit cards.
Ready to Send
Generates a complete letter you can copy and send immediately.
Commission Disclosure Request Generator
Generate a letter asking your financial provider to disclose any hidden commissions.
Products to Check
Common Questions
What is a hidden commission?
It's a payment made by a lender to a broker for arranging your finance, often without your knowledge. It can inflate the interest rate you pay.
What did the Supreme Court rule?
In October 2024, the Supreme Court ruled in Johnson v FirstRand that secret commissions between brokers and lenders are unlawful if the borrower wasn't told.
Can I claim compensation?
Yes — if commission was paid without your informed consent and it increased your costs, you may be entitled to the difference. The FCA is running a review of motor finance commissions.
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