Card payment
protection checker
Not sure if you can claim your money back? Enter your payment details and we'll tell you exactly what protection you have based on your location.
Works Worldwide
UK Section 75 and chargeback rights, plus EU purchase protection.
Know Your Rights
Get jurisdiction-specific advice based on local consumer protection laws.
Take Action
Get step-by-step guidance and generate a claim letter if needed.
Protection by Location
Section 75
Chargeback
Paid by debit card or under £100?
Section 75 won’t apply, but a chargeback still can - it covers debit cards and has no minimum amount.
Common questions
What is chargeback?
Chargeback is a scheme run by card networks (Visa, Mastercard) that lets you ask your bank to reverse a transaction. It works on both credit and debit cards, in any country, for any amount. You usually have 120 days to claim.
What is Section 75? (UK)
Section 75 of the UK Consumer Credit Act 1974 makes your credit card provider jointly liable with the seller. It applies to purchases between £100.01 and £30,000 paid by credit card.
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Other places this tool comes in handy - plus the companies most likely to be on the receiving end.